More than fifty years ago, LaVern Baker & The Gliders, brought Jim Dandy into the fray to lasso runaway horses, dry the tears in little girls’ eyes, and to save special mermaids from the hooks of villainous fishermen.

(Black Oak Arkansas’ rendition on You Tube will help you understand what your parents and grandparents survived.) Go, Jim Dandy! Go, Jim Dandy!

This generation’s “runaway train” is a slip sliding housing market victimized by lender’s greed, Wall Street’s creative dark side, and congressional tinkering with a process that worked well for centuries— and all by its lonesome, George.

Our little girls’ tears are those of small, vulnerable, main-street-residing investor’s whose retirement dreams have been shattered by securities markets that are little more than casinos, and instruments of mass financial destruction that even their creators cannot explain.

The mermaids? They are the taxpayers who …