Oriental Financial Group (OFG) is a bank holding company that offers banking services, such as commercial and consumer lending, saving and time deposit products, financial planning, and corporate and individual trust and retirement services, and mortgage lending services to customers in Puerto Rico and Florida. The company also operates an international banking entity, Oriental International Bank, Inc., that engages in similar lines of business. As of the end of 2007, Oriental Financial had 24 retail branches on the island of Puerto Rico.

Oriental Financial also provides financial services, including fiduciary, insurance, and pension administration services; investment banking services; and securities brokerage services covering various investment alternatives, such as tax-advantaged fixed income securities, mutual funds, stocks, and bonds to retail and institutional clients. The Puerto Rico-based company offers mutual fund and asset allocation services, as well as debt and equity offerings. It also has a brokerage business that serves mid- to