MyECheck, Inc. is a Federal Reserve certified Check 21 provider focused on providing the industry’s most comprehensive suite of check image creation and clearing solutions. From real-time internet processing to back office check image clearing, the company has a solution designed to help businesses save money and access more potential customers.

MyECheck’s RCC image service is the world’s first Check 21 processing solution for remote and online transactions, and is the most viable alternative to credit cards. After website integration, consumers can enter their check info to pay for merchandise. MyECheck then creates real-time, remotely created check images from the customers’ information and has the bank credit the business’s account.

By using MyECheck’s solutions, businesses benefit from faster clearing times, lower fees than credit card transactions, superior fraud protection and lower charge-backs. Because 45% of U.S. adults either have no credit cards or have insufficient

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Cyber Monday was better for online retailers than most expected. But consumers were only interested in heavily-discounted goods. That’s why Andrew Snyder thinks eBay (NASDAQ:EBAY) is well placed to turn a profit this Christmas. It not only attracts bargain hunters, but also sellers desperate to raise cash. And better still, it has a balance sheet that most companies dream of these days.

During the Great Depression, financially devastated Americans sold turnips along side the road to make ends meet. Today, they merely boot up their computer and sell their junk online.

For proof, I called up an acquaintance that makes her living buying and selling on eBay (NASDAQ:EBAY). She answered the phone sounding like she had just spent the last 48 hours on a runaway treadmill. She was tired and grumpy.

“So how did Cyber Monday treat you,” I asked.

“It was insane. I have more orders than I can handle,” I

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Highlighted stocks include Amazon.com (AMZN), BJ's Wholesale Club Inc. (BJ), Carter's Inc. (CRI), Men's Wearhouse (MW) and Target Corporation (TGT)

Initial holiday sales are encouraging, though it is questionable whether the momentum will last or if the discounts will end up hurting profits.

The National Retail Federation estimated that shoppers spent an average of $373.57 over Thanksgiving weekend, an increase of 7.2%. Store traffic was higher as well at 172 million, versus 147 million last year.

comScore calculated that Cyber Monday sales totaled $846 million, a 15% increase over 2007. Nielsen Online said that Monday traffic to online retail web sites was 10% higher.

For both traditional and online retailers, discounts were the name of the game. Stores marked down everything from GPS devices to Jimmy Choo shoes. And many observers, including Zacks' Senior Retail Analyst Rob Plaza, believe retailers will

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Retailer in general and online retailers such as Amazon.com (NASDAQ: AMZN) rallied on Wednesday sending the markets upward for a strong finish to a lackluster day. Amazon moved 9.5% higher after comScore reported that sales online on Monday were 15% higher or $846 million more than last year on what is now called CyberMonday. November Still Weak The month of November was not as wonderful for online retailers as $12 Billion was spent during the 30 days which is a 2% decline compared to 2007 during the same period. Increased demand and door buster deals were explained as reasons shoppers returned in force over the Thanksgiving holiday weekend online and at traditional retailers. Other Tracking Companies Another tracking company called Hitwise found that traffic at most online retailers were down 1% compared to last year but the largest ...

HIDDEN VALUE

Dear Value Seeker,

The good news is there is only one month left before the end of the year.

But that’s still plenty of time for the crisis that began in the subprime mortgage market to wreak more havoc in 2008.

Especially if today’s carnage is anything to go by.

The Dow has plunged over 400 points at the time of writing. The S&P 500 and the Nasdaq have also been taken to the woodshed.

Oil is back below $50 a barrel. Gold has given up $50 to reach $770 an ounce.

Last week’s bailout-fueled optimism has given way to economic reality.

Today, the US manufacturing index slumped to its lowest level since 1982.

Retailers did manage to tempt bargain hunters out on Black Friday. But once the mega-discounted products had gone, so did much of the shoppers’ enthusiasm.

We’re reminded that the America’s recession is now a year old. The wonks

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Steep holiday discounts and bargain hunting boosted Black Friday sales, but a dour economic outlook leaves analysts skeptical that Americans will be able to sustain their buying frenzy for the duration of the holiday season. Spending over the four-day Thanksgiving weekend rose 7.2% from a year ago to about $41 billion, according to the National Retail Federation (NRF). However, a shorter holiday shopping season and frugal shoppers could soon drive retail sales back down to their pre-holiday lows. “Pent-up demand on electronics and clothing, plus unparalleled bargains on this season’s hottest items helped drive shopping all weekend,” said NRF President and CEO Tracy Mullin. “Holiday sales are not expected to continue at this brisk pace, but it is encouraging that Americans seem excited to go shopping again.” The NRF continues to forecast a mild 2.2% jump in holiday sales, the smallest ...

Retail experts are predicting one of the most dismal holiday shopping seasons in decades this year – a crucial stretch that will set the stage for poor retail sales throughout 2009.

As the U.S. economy decelerates, pummeled by the aftershocks of the worldwide financial crisis, consumers have been hit from every direction: Unemployment has spiked, and will continue to rise, economy unwinds and continues to work through the aftershocks of the global credit crisis, consumers have been beset on all sides. Unemployment is up, home prices are down, and credit is hard to come by.

And although inflation is beginning to moderate somewhat – slowing to a pace of 3.7% year-over-year in October – it’s still well above the U.S. Federal Reserve’s desired target rate of 2.0%.

With rampant inflation no longer artificially propping up consumer spending figures, retail sales have really started to lose their

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In these days of advanced mobile technology, Asia Time Corporation is a continuing success story in the growing Asian marketplace, providing one of the most basic of human devices: the watch. Asia Time distributes watch movements, the complex and diminutive mechanism inside the watch that makes it work, to wholesalers, retailers, and watch manufacturers in Hong Kong and throughout China.

Using its expanding direct sales force, the company distributes hundreds of different watch movement products, which it gets from market leading vendors like Citizen and Seiko. On a smaller scale, Asia Time also designs and manufactures some watches, mostly for online retailers. In addition, they provide related services, such as automated inventory management, in support of their distribution operations.

The company’s ongoing growth was highlighted in an earlier press release, where Chairman and CEO Kwong Kai Shun said, “Our core quartz movements and complete watch businesses continue to demonstrate solid growth

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During afternoon trading, MyECheck announced that it has signed American Science & Surplus to its online check service and will be providing the ecommerce retailer with its complete suite of electronic check processing services.

Through this agreement, American Science & Surplus customers will be able to use their checking accounts to pay for merchandise. MyECheck’s patented software is able to debit any U.S. checking account, even those ACH isn’t able to, providing online retailers with financial access to more consumers and businesses at a lower cost than card processing.

American Science & Surplus provides customers with a distinctive mix of industrial, military and educational items, with a primary focus on science and education. They supply a wide range of unusual and hard-to-find items to the hobbyist, tinkerer, artist, experimenter, home educator, do-it-yourselfer, and bargain hunter. Just some of the uses of these items include homemade

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Soyo Group Inc. is a consumer electronics and IT products provider. Trading on the OTCBB, they have their corporate headquarters in Ontario, California, along with additional sales offices in Sao Paulo, Brazil. Established in 1985, Soyo forges strategic relationships with premier global manufacturers to deliver state-of-the-art affordable products to consumers.

Originally an expert manufacturer of designer motherboards, Soyo saw the need for affordable, high-quality peripheral consumer electronic products. They then began to branch out into the other product lines that are now very much an integral part of their business. Soyo recently signed a licensing agreement with Honeywell Intellectual Properties Inc. to produce Consumer Electronics products.

Soyo opened their first office in the United States in 1989. The company sells LCD monitors, LCD Televisions, computer motherboards, Bluetooth headsets, portable storage devices, home-theater furniture products, and broadband products and services. Soyo’s brand name product lineup includes SOYO, Dragon, Onyx, Dymond, Honeywell, Le Vello,

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