In Suze Orman’s Web Extra video, “What to Do with Old 401(k)s,” she advises the caller to:

In this web extra, Suze explains why an IRA rollover is the best place to put an old 401(k). This call is only available online.

It’s become a cornerstone of prevailing wisdom; be sure to roll the money in your employer-sponsored retirement plan into an IRA when you separate from your employer. This smart move can help preserve tax benefits and avoid tax penalties, plus make it easier to keep track of your retirement assets. Perhaps this is why most IRA assets come from lump-sum rollovers rather than annual contributions.

But an IRA rollover is just the beginning. An IRA is not really an investment in itself, but rather a special type of account that can be invested in thousands of ways. When you roll money into an IRA, the custodian will typically put it into a default investment fund until you specify otherwise.

Considering that mutual funds manage the largest share of IRA assets, here’s a roundup of some mutual fund options:

Stock funds typically pursue investment gains by trading stocks issued by domestic and/or international companies.