by Richard Moran
How many times have you been surprised by how much you charged on your credit card in the past month? Well that is what the banks want to happen. When you use that cards very few people keep good track of their total spending.

Banks are businesses, big businesses at that, and they count on you losing track of your balances and spending during the month. They actually love you to go (slightly) over your change limits so they can tack on that over-limit fee. This little slight-of-hand can be controlled with a little effort on your part.

This can be called the Bank “Money Machine”

There are a few different ways that banks make the money that they need to operate. The first is though overdraft/overlimit fees. Many people have to deal with this kind of fee because they lose track of what they are spending. They might …

Seven Arts Pictures (SAPXF.OB), an independent producer and distributor of feature-length, high-quality, low-cost films, recently announced revenues of more than $10 million in 2007 and profits of $2.2 million. The company anticipates revenues to exceed $15 million in 2008 and expects profits for drama, adventure and horror-comedy entertainment to post a significant increase in the months ahead.

The company’s core business strategy is to finance, produce and distribute four to seven films per year with budgets of less than $10 million each and with built-in margins based on pre-sales of 30 to 50 percent. When combined with careful construction of the film’s director, actors, producer and writer, the company creates a valuable long-term asset as a library title. Seven Arts Pictures business model is not based on blockbuster receipts from first-run theatrical release, but instead on pre-sales of DVD and pay-per-view, along with pay and free television rights worldwide.

Seven Arts