Markets traded down for the majority of the trading period as investors are cautious on the sustainability of the recent market rally of nearly 40% since its March lows.  However, a late afternoon surge bolstered the indices upward to close marginally flat on the day; the Dow Jones Industrial Average was up 1.36, or 0.2%, to 8,764.49 as Cisco Systems and Travelers, Inc officially replaced Citigroup and General Motors.  Both the NASDAQ and S&P 500 were down 7.02 and 0.95, or 0.38% and 0.10%, to close at 1,842.40 and 939.14 respectively.   Commodities fell today as crude lost $0.35 to settle at $68.09 per barrel and gold decreased $10.10 to close at $952.50.  Prices on 10-year bonds fell marginally as well, pushing the yield up 0.0270 to 3.889%.   The biggest gaining sector today was Financials, finishing 1.1% higher as investors increased buying volume ahead of the Fed’s official announcement of which companies